The right investments can assist you in growing your wealth and protecting it against inflation.
Investment And Saving
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Investment & Saving
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RBI Bonds/ GOI Bonds, Sovereign Bonds.
GoI Savings [Taxable] Bonds, also called RBI bonds, come with sovereign guarantee with no risk to your principal amount. The rate of interest on GoI Bonds is with two payout options – non-cumulative option offers interest on half-yearly basis, while cumulative option pays interest on maturity. The bonds have a tenor of seven years. There is no upper limit of investment in GoI Bonds but the returns are taxable as per your slab.
Sovereign Gold Bond are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India. You not only benefit from possible asset appreciation opportunity, but are also assured with annual interest.
Sovereign Gold Bond are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India. You not only benefit from possible asset appreciation opportunity, but are also assured with annual interest.
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Deposits
We offer a range of Corporate Fixed Deposits of varying tenures and fixed interest rates to suit your investment needs.
This fixed deposits are offered by companies/corporates.
Why Prefer Corporate Fixed Deposits –
1) If your risk appetite is low, fixed deposits are perfect for you.
2) Attractive returns at interest rates higher than banks’s Fixed Deposits.
3)Higher Interest rates for senior citizens
Why Prefer Corporate Fixed Deposits –
1) If your risk appetite is low, fixed deposits are perfect for you.
2) Attractive returns at interest rates higher than banks’s Fixed Deposits.
3)Higher Interest rates for senior citizens
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Capital Gain Bonds
Are you looking to sell your property but worried about paying tax for gains? Don’t sweat. We tell you how to save on taxes on any long-term capital gain.
A long-term capital gain is any revenue that you get from the sale of an asset. The asset could be land, property or even investments. According to the Income Tax Act, you are liable to pay tax for such gains. However, you can reduce the liability of these taxes.
Invest in section 54EC bonds, also commonly known as Capital Gain Bonds, to avail tax deductions in the future. The bonds are issued as per the provisions of the section 54EC of the IT Act.
The primary benefit of this product is that it helps you save on taxes on your capital gains. Interest is earned annually and lock-in for five years.
A long-term capital gain is any revenue that you get from the sale of an asset. The asset could be land, property or even investments. According to the Income Tax Act, you are liable to pay tax for such gains. However, you can reduce the liability of these taxes.
Invest in section 54EC bonds, also commonly known as Capital Gain Bonds, to avail tax deductions in the future. The bonds are issued as per the provisions of the section 54EC of the IT Act.
The primary benefit of this product is that it helps you save on taxes on your capital gains. Interest is earned annually and lock-in for five years.
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Non-Convertible Debenture[NCD]
Non‐Convertible Debenture [NCD] is a financial instrument issued by Corporates for specified tenure, issued by high-rated companies. It is a fixed income instrument same as bank fixed deposit and could be traded on stock exchanges. Interest could be earned monthly / quarterly / annually / cumulative and on maturity principal amount is paid to the debenture holder.
NCDs Benefits –
NCDs Benefits –
- Attractive interest rates as compared to interest on other fixed‐income options.
- Flexible tenures – anywhere between 2 years and more
- NCDs are rated by certified and professional credit rating agencies
- One could look at different interest payout options offered by NCD
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Mutual Funds
Mutual Funds are considered as one of the best available investment options. They are professionally managed and easy to invest. Mutual Fund investments are ideal for those who want to grow their investment over a longer period. Investment in Mutual Funds could be done in two ways: either Lump Sum [one time] or through Systematic Investment Plan [SIP] and other options available to transact in mutual funds include Switch, Redeem, STP & SWP.
We offer you an opportunity of completely paper-less investing experience. You can diversify your portfolio by investing in various funds.
We are AMFI registered Mutual Fund Distributor.
We offer you an opportunity of completely paper-less investing experience. You can diversify your portfolio by investing in various funds.
We are AMFI registered Mutual Fund Distributor.
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Equity
For those who want to invest in stock markets, we offer a share trading account opening service through our partners. You can buy and sell shares or trade in Shares, Futures & Options, Currencies and Commodity.
We also provide 3-in-1 trading account which gives you convenience of opening a trading, demat & bank account, all in one go.
We help investors to covert their physical shares into Demat account.
We also provide 3-in-1 trading account which gives you convenience of opening a trading, demat & bank account, all in one go.
We help investors to covert their physical shares into Demat account.
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National Pension Scheme [NPS]
NPS is a pension scheme introduced by Central Government. It is a plan to accumulate a pension corpus during work life for a secured retired life. Retirement planning ranks high among the various life goals.
NPS helps you to accumulate pension wealth for peaceful retirement. NPS gives you choice to invest in Equity, Corporate bonds, Government Securities etc.
NPS offers additional deduction of Rs.50,000/- u/s 80CCD [1B] of the Income Tax Act.
NPS helps you to accumulate pension wealth for peaceful retirement. NPS gives you choice to invest in Equity, Corporate bonds, Government Securities etc.
NPS offers additional deduction of Rs.50,000/- u/s 80CCD [1B] of the Income Tax Act.
